Josephine Horne ignores convention. She never intends to marry, so why should she be hedged about with rules? When loyalty to a friend demands Jo risk her own reputation, she doesn't hesitate. Then she meets handsome Harry Beverley, and her ideas about marriage begin to change…. Hal must marry for duty, and already has a respectable bride in mind. His attraction to the unruly, rebellious Miss Horne is ridiculous! Both Hal and Jo have a lesson to learn—and Christmas is the season of forgiveness and love!