Putting the provisions of the Pensions Act 2004 into context, this practical guide provides a clear and concise explanation of the impact of the changes introduced. It contains an analysis and explanation of the legislation, plus a copy of the Act. It is intended for practitioners, employers and trustees in this field.

Foreword by Nigel Waterson MP, Shadow Minister for Pensions ; 1. Introduction ; Implementation Timetable ; Commentary ; 2. The Pensions Regulator ; Introduction ; Structure and Organization of the Regulator ; Provision of Information and Notices ; Powers in Relation to the Conduct of Pension Schemes ; Moral Hazard Provisions ; Registration and General Powers ; Codes of Practice ; Exercise of Regulatory Function ; The Pensions Regulator Tribunal ; 3. The Pension Protection Fund ; Introduction ; The PPF Board - Establishment and Functions ; Summary of PPF Procedure ; Effect of Employer's Insolvency ; Eligible Schemes ; Duty to Assume Responsibility for a Scheme ; The Assessment Period ; Refusal to Assume Responsibility for a Scheme ; Reconsideration ; Closed Schemes and Winding Up ; Payment of Compensation ; The Fund ; The Levies ; 4. Fraud Compensation ; Introduction ; Cases where Fraud Compensation Payments can be made ; Fraud Compensation Payments ; Interim Payments ; Interaction with the Pension Protection Fund ; Fraud Compensation Fund ; Fraud Compensation Levy ; 5. Gathering Information ; Introduction ; Requirement to Disclose Information to the Board ; Powers of the Board to Obtain Information ; Penalties ; Disclosure of Information by the Board ; 6. Reviews, Appeals, and Maladministration ; Introduction ; Investigation of Complaints by the Board ; The PPF Ombudsman ; 7. Scheme Funding ; Introduction ; Statutory Funding Objective ; Statement of Funding Principles ; Agreement of the Employer ; Advice to the Actuary ; Powers for the Regulator ; 8. Financial Planning for Retirement ; Introduction ; Legislation ; 9. Miscellaneous Provisions ; Introduction ; Trustee Obligations ; Employer Obligations ; Scheme Modification ; Pension Disputes ; Scheme Design and Regulatory ; 10. Financial Assistance Scheme ; Introduction ; Framework Provisions for the FAS ; Practical Issues ; 11. Cross Border Activities within the European Union ; Introduction ; Legislation ; Commentary ; 12. State Pensions ; Introduction ; Legislation ; Commentary ; APPENDICES ; Appendix 1: Pensions Act 2004 ; Appendix 2: Useful Addresses ; Appendix 3: Useful Web References

About two-thirds of this volume consists of the whole text of PeA 2004: one must be grateful that the commentary is no only shorter than the statute but much clearer. The table of contentsis helpfully laid to make its topics instantly apparent...This is good value.

`About two-thirds of this volume consists of the whole text of PeA 2004: one must be grateful that the commentary is no only shorter than the statute but much clearer. The table of contentsis helpfully laid to make its topics instantly apparent...This is good value.' New Law Journal

Describes and explains how the Pensions Act 2004 will overhaul the current regulatory scheme for pensions Provides a contextual background to the Act outlining the drivers for change Covers key changes imposed by the legislation United author team, all from Dickinson Dees Pensions Law Team Accessible and easy to use layout makes this an ideal quick reference source Includes a copy of the Pensions Act 2004

Martin Jenkins (Editor) is a Partner in the pension team at Dickinson Dees Law Firm. He is secretary (formerly chairman) of the Northern Counties Group of the National Association of Pension Funds (NAPF), a member of the Association of Pension Lawyers (APL) and an adviser for the Pensions Advisory Service (OPAS). He regularly contributes to the pensions press and other media. Martin Poore (Editor) is a Partner in the pension team at Dickinson Dees Law Firm. He is a pension law specialist with experience of a wide range of issues arising in the field. Martin is a member of the Association of Pension Lawyers (APL) and is Treasurer and a co-ordinator of the North Eastern branch of the APL.

Describes and explains how the Pensions Act 2004 will overhaul the current regulatory scheme for pensions Provides a contextual background to the Act outlining the drivers for change Covers key changes imposed by the legislation United author team, all from Dickinson Dees Pensions Law Team Accessible and easy to use layout makes this an ideal quick reference source Includes a copy of the Pensions Act 2004